Financial problems are often a source of cracks also divorce. As much as possible, prevent problems before they ruin your household harmony. The following steps can help you.
1. Honest
One of the things that can prevent fights over finances are being honest. You and your husband should come clean on how you manage finances. Do not hide anything, because actually it can be a source of problems.
2. Analyze how to manage finances together
After honest, the next step is to analyze. Not looking for who is right or wrong, but rather adapt your technique and your husband. Taking advantages of each technique and leave shortcomings. This will make way family finances became more perfect.
3. Sharing responsibility
That does not mean you also have to go to work to pay for the home. If indeed you are a housewife, but it could not hurt also to share the responsibility with their husbands. For example, you and your husband do with financial planning. Let the husband give all the income to you, and at the end of the month, give the 'financial statements' for him. Your role is as an accountant in the household. So you and your husband have the responsibility of each.
4. Set spending limits
You and your husband do not have to spend the expenses each month. Rate limits so you and your husband can save. Better yet, if you can manage the expenditure under a specified limit. Husband was certainly proud to have a wife who is adept at managing finances.
5. Do not increase the debt
Debt is a problem early in managing finances. It also includes using a credit card. Wherever possible arrange your finances in such a way. If you do not need, do not owe money or using credit cards. Ordinary owe will make you and your husband are caught up in serious financial trouble.
6. Set a schedule to communicate
Each month, reserving special time just to talk about finances. Your needs can change at any moment. It's good to always communicate the changes to the husband.
1. Honest
One of the things that can prevent fights over finances are being honest. You and your husband should come clean on how you manage finances. Do not hide anything, because actually it can be a source of problems.
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2. Analyze how to manage finances together
After honest, the next step is to analyze. Not looking for who is right or wrong, but rather adapt your technique and your husband. Taking advantages of each technique and leave shortcomings. This will make way family finances became more perfect.
3. Sharing responsibility
That does not mean you also have to go to work to pay for the home. If indeed you are a housewife, but it could not hurt also to share the responsibility with their husbands. For example, you and your husband do with financial planning. Let the husband give all the income to you, and at the end of the month, give the 'financial statements' for him. Your role is as an accountant in the household. So you and your husband have the responsibility of each.
4. Set spending limits
You and your husband do not have to spend the expenses each month. Rate limits so you and your husband can save. Better yet, if you can manage the expenditure under a specified limit. Husband was certainly proud to have a wife who is adept at managing finances.
5. Do not increase the debt
Debt is a problem early in managing finances. It also includes using a credit card. Wherever possible arrange your finances in such a way. If you do not need, do not owe money or using credit cards. Ordinary owe will make you and your husband are caught up in serious financial trouble.
6. Set a schedule to communicate
Each month, reserving special time just to talk about finances. Your needs can change at any moment. It's good to always communicate the changes to the husband.