Maybe how to manage money and domestic harmony if not impertinent. However, from various studies proved, the financial problems are one source of contention.
If as a wife, you can manage household finances well, then automatically you also prevent discord in the household. Here are some tips on managing finances in the household.
1. Make a note of personal expenses
Make a note is like a diary or personal journal. Tell me what are the things that you have purchased during this month. At the end of the month, you may want to review these records.
Note that also could be material introspection when you buy things unnecessarily.
2. Use the envelope method
If you fear that you hold the money will be used for things that are less important, try using special envelopes to keep it. Provide some envelope, and write your monthly expenses like paying electricity, monthly grocery shopping, paying the children's school and so on. Separate each envelope, so that the main expenses are not neglected. The rest you can use for travel or saving.
3. Sort-select expenditure
When the recession came, the income is uncertain. It's time you cut spending by choosing priorities. For example, if you normally schedule your tour two weeks, try to change it to once a month, and so on.
4. Save
If you're a regular single moment the gym in a posh, facials every two weeks at the renowned salon and so on, it helps to reduce the activity. Instead, you can exercise by jogging with friends or buy dvd aerobic and do it yourself at home. Nothing wrong also to investment tools such as treadmill exercise. This expenditure will be much smaller than the fancy gym membership to pay.
Habit salon can also be reduced by making your own natural beauty potions like in www.wolipop.com. Cheaper is also healthy. You can save your money for things that are more important and urgent. Financial assets, the husband was happy!
If as a wife, you can manage household finances well, then automatically you also prevent discord in the household. Here are some tips on managing finances in the household.
1. Make a note of personal expenses
Make a note is like a diary or personal journal. Tell me what are the things that you have purchased during this month. At the end of the month, you may want to review these records.
photo source : thinkstockphotos.co.uk
Note that also could be material introspection when you buy things unnecessarily.
2. Use the envelope method
If you fear that you hold the money will be used for things that are less important, try using special envelopes to keep it. Provide some envelope, and write your monthly expenses like paying electricity, monthly grocery shopping, paying the children's school and so on. Separate each envelope, so that the main expenses are not neglected. The rest you can use for travel or saving.
3. Sort-select expenditure
When the recession came, the income is uncertain. It's time you cut spending by choosing priorities. For example, if you normally schedule your tour two weeks, try to change it to once a month, and so on.
4. Save
If you're a regular single moment the gym in a posh, facials every two weeks at the renowned salon and so on, it helps to reduce the activity. Instead, you can exercise by jogging with friends or buy dvd aerobic and do it yourself at home. Nothing wrong also to investment tools such as treadmill exercise. This expenditure will be much smaller than the fancy gym membership to pay.
Habit salon can also be reduced by making your own natural beauty potions like in www.wolipop.com. Cheaper is also healthy. You can save your money for things that are more important and urgent. Financial assets, the husband was happy!